If you are buying items worth $150 or more than that from Big Lots, you might want to have a financial support to make the payments on time. Fortunately, Big Lots offers better financial options for their customers. In this article, we are going to discuss Big Lots credit card login, application and bill payment. Read on to know more.
About Big Lots
Big Lots has their headquarter in Columbus, Ohio. This is a community retailer with over 1400 stores in 47 states. The company offers affordable items in every category and season such as, décor, food, furniture and more. Big Lots also has a wholesale operation conducted through Wisconson Toy, Consolidated International, Big Lots Wholesale and the online shop. Big Lots is different than dollar stores and they provide wide ranges of products in their 25000 to 50000-square-foot shops. Big Lots also provides a credit card. Let’s know more about it below.
Benefits of Big Lots Credit Card
- No Interest– If you pay full amount within 6 to 12 months, you won’t have to pay the interest. In addition, with the purchase of $250 or more than that for 6 months or $750 or over for 12 months made with the Big Lots credit card. If you do not pay in full, interest will be charged. You can ask a Big Lots associate about the financial options.
- Easy Store Purchase– If you forget to bring the Big Lots credit card, you won’t have to worry. The store associate can find your account from the register and apply the cost in your bill.
Features of Big Lots Credit Card
- Get special member offer for the customers who pay he bills on time.
- Avail flexible financing
- The credit card reports to various credit bureaus.
Ratesof Big Lots Credit Card
- No annual fee
- APR on Purchases is 0% intro APR for 6 to 12 months, 29.99% APR after that
- Balance transfer isn’t available
- Max late fee is $41
- Grace period is for 25 days
Big Lots Credit Card Login
- To login in with the Big Lots Credit Card online account use the URL d.comenity.net/biglots
- Next at the upper right side of the page click on “Sign in” option to access the login page.
- Enter the username, password and click on “Sign in” to Big Lots credit card account.
RetrieveBig Lots Credit Card Login Details
- If you forgot the login details visit the Big Lots credit card web address d.comenity.net/biglots
- Next, at the upper right side click on “Sign in” to go to the login section.
- After that, at the center right side under the login spaces click on “Forgot username/password” to start the reset process.
- Provide the account number or username, zip or postal code, choose and add the identification type, last four digits of your social security number.
- Now click on “Find my account” to complete the login retrieval process.
Register for Big Lots Credit Card Account
- To register with the account, use the official link d.comenity.net/biglots
- Next, at the upper right side of the page click on “Sign in” to access the login section.
- After that, at that center right side under the login spaces hit on “Need online access? Register Now” button to start the account creation process.
- Enter your credit card account number, zip code or postal code, add the SSN, SIN or AIN, the last four digits of your SSN.
- Now click on “Find my account” to sign up with the Big Lots credit card online account.
Apply for Big Lots Credit Card
- To apply for the Big Lots credit card, go to the website d.comenity.net/biglots
- Next at the center left side of the page click on “Apply” option to access the next step.
- Add your mobile number, last 4 SSN, zip codeclick on “Continue” to verify further and complete the application.
- To apply without pre-fill, click on “Apply without pre-fill” option to start the application process.
- Provide your first name, last name, street, apartment or suite (optional), city, state, zip code, mobile number, alternate phone number, last 4 SSN.
- Now, click on “Next” to verify further and complete the Big Lotscredit card application.
Please Note:- As per the 11 feb 2025 they are no longer accepting new applications for the Big Lots Credit Card.
Big Lots Credit Card Bill Payment
Big Lots credit card bill payment has three flexible options. You can make the payment through EasyPay, by phone and through mail. You must have your credit or debit card with you and the payment details. Choose whatever payment option is convenient for you.
Big Lots Credit Card Bill Paywith EasyPay
- You can make online payment with EasyPay. Visit the Big Lots credit card website d.comenity.net/biglots
- Next, at the top right side of the page click on “EasyPay” to go the payment section.
- Provide your credit card account number, zip or postal code, select and provide the identification type, last four digits of your social security number.
- Now, click on “Find my account” button to proceed with the page prompts and complete the online payment with EasyPay.
Big Lots Credit Card Bill Pay by Phone
- You can pay the bill using a designated phone number.
- Have your credit card and payment details with you.
- Call on the number- 1-888-566-4353.
Big Lots Credit Card Bill Pay by Mail
- You can send the payment by check and money order.
- In the mail, add your name, card details and the bill amount. Send it to: Comenity Bank. PO Box 650972. Dallas, TX 75265-0972.
Big Lots Credit Card Customer Service
If you are having any login problems with the Big Lots credit card account, you can get in touch with the customer support team. Once you connect with the team, they will help you resolve the issue so that you can get access to your account.
Let’s look at the below contact details
- Contact Number- 888-566-4353
- For the Hearing Impaired- 888-819-1918
FAQs about Big Lots Credit Card
Q. What Credit Score Needed for Big Lots Credit Card?
(A) You must have a fair to better score. You must have the score of 640 or higher.
Q. Can I Use Big Lots Card Anywhere I Want?
(A) You can use the card only at Big Lots stores. This is a store credit card and not associated with any payment company.
Q. What is the Big Lots Credit Card Limit?
(A) You will get limit from $300 to $750. You may get an increase when you make the card payment on time.
Q. How Long Will It Take to Receive the Big Lots Credit Card?
(A) It will take up to 10 days to receive the credit card.
Q. How to GetBig Lots Credit CardCredit Limit Increase?
A. You can request the increase by calling the customer support team. The best way you can get a better limit when you pay the bills in time, you have improved your score and income after you have applied for the card.
Conclusion
Big Lots credit cardis convenient for the regular shoppers at Big Lots brand stores. If you have the card, you need to login with the online account. However, if you face any log in problems you can get in touch with the customer service team.
